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Here at Preferred Mortgage Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

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Mortgage Calculators

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Understanding Sales Price vs. Appraised Value in Real Estate

Understanding Sales Price vs. Appraised Value in Real Estate

Nov 19, 2024

Learn the difference between sales price and appraised value in real estate transactions. Discover tips to navigate mismatches and make informed decisions.

Preparing for Your First Mortgage Payment: Key Details to Know

Preparing for Your First Mortgage Payment: Key Details to Know

Nov 12, 2024

Learn when your first mortgage payment is due after closing and discover tips to budget effectively. Start your homeownership journey on the right foot!

Is FHA Streamline Refinance Right for You?

Is FHA Streamline Refinance Right for You?

Nov 05, 2024

Learn about FHA Streamline Refinance and how it can simplify refinancing for FHA loan holders, offering reduced monthly payments with minimal paperwork.

What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Rating
5.0
36 reviews
Chloe Zangeneh
Great experience buying my home with David! A friend, lender, and agent all in one!
Great experience buying my home with David! A friend, lender, and agent all in one!

Chloe Zangeneh

2 months ago

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Teresa Egland
Very grateful for David!
Very grateful for David!

Teresa Egland

4 months ago

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Kimberly G
We have purchased 7 houses and this was by far the smoothest experience in purchasing we had ever had. David had all of his ducks in a row and made sure we were fully qualified before we even looked at homes. He was great at negotiating for us and once we ...
We have purchased 7 houses and this was by far the smoothest experience in purchasing we had ever had. David had all of his ducks in a row and made sure we were fully qualified before we even looked at homes. He was great at negotiating for us and once we were under contract , we had a “Clear to Close” only two weeks later!! Highly recommend !!
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Kimberly G

5 months ago

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Diana Studebaker
David did an amazing job in shopping and sealing the deal on a killer refi. Very professional and seamless process! I can highly recommend his services.
David did an amazing job in shopping and sealing the deal on a killer refi. Very professional and seamless process! I can highly recommend his services.

Diana Studebaker

5 months ago

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Lena Babaeva
Great experience, and a smooth closing. David is attentive and helps guide the process to make it easy to understand and manage. Thank you David!
Great experience, and a smooth closing. David is attentive and helps guide the process to make it easy to understand and manage. Thank you David!

Lena Babaeva

10 months ago

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Michael Coradini
David and his team were amazing in helping us find a home. He tirelessly combed through the MLA database to present us with options daily. Additionally, he fought for us to get the lowest possible price and he was successful! I would highly recommend Davi ...
David and his team were amazing in helping us find a home. He tirelessly combed through the MLA database to present us with options daily. Additionally, he fought for us to get the lowest possible price and he was successful! I would highly recommend David and his team if you need help finding a house and home.
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Michael Coradini

1 year ago

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Becky Garrett
David is amazing. He went above and beyond on our home search, helping us through the process of finding a house (a Herculean task due to a crazy timeline), terminating that contract for inspection objections, and finding our amazing new home. Cannot reco ...
David is amazing. He went above and beyond on our home search, helping us through the process of finding a house (a Herculean task due to a crazy timeline), terminating that contract for inspection objections, and finding our amazing new home. Cannot recommend enough!
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Becky Garrett

1 year ago

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Vikki Andersen
David is so incredible! He's knowledgeable, trustworthy, responsive and patient. My loan had a lot of hiccups and he never lost his cool. In fact, he was always a step ahead with a solution. He never left us hanging, was always present and quick to get ...
David is so incredible! He's knowledgeable, trustworthy, responsive and patient. My loan had a lot of hiccups and he never lost his cool. In fact, he was always a step ahead with a solution. He never left us hanging, was always present and quick to get back to us. He's everything you're looking for in a realtor.
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Vikki Andersen

1 year ago

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Trent Canter
David was my loan officer during my first home purchase. As a first time home buyer, David was such an asset during the entire process to answer all of my questions and work through the best financial game plan that fit my situation. He is extremely knowl ...
David was my loan officer during my first home purchase. As a first time home buyer, David was such an asset during the entire process to answer all of my questions and work through the best financial game plan that fit my situation. He is extremely knowledgeable and helped me through every step. Would give 6 stars if possible!
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Trent Canter

1 year ago

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Karen Greene Hayes
David Hutton is an amazing mortgage broker. The service, time and attention he took every step of the way for me was exceptional. He was patient and always available when I had questions and needed further explanation on the process. I highly recommend hi ...
David Hutton is an amazing mortgage broker. The service, time and attention he took every step of the way for me was exceptional. He was patient and always available when I had questions and needed further explanation on the process. I highly recommend him and am beyond grateful for all the work he has done for me. Thank you David!
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Karen Greene Hayes

1 year ago

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Ryanne Mcintosh
David was great to work with! Very helpful and would recommend him to anyone!
David was great to work with! Very helpful and would recommend him to anyone!

Ryanne Mcintosh

1 year ago

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Anne Marie Ohly Team
David is a master in his class. It was a pleasure working with him to help our client in buying a home. I would recommend him and his lending team for any deal!
David is a master in his class. It was a pleasure working with him to help our client in buying a home. I would recommend him and his lending team for any deal!

Anne Marie Ohly Team

2 years ago

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Darcy Irwin
David is wonderful to work with, I highly recommend him. He made the complexities of securing a loan easy to understand for a not so financial person. One of the most important qualities to me in those I choose to work with is solid communication - David ...
David is wonderful to work with, I highly recommend him. He made the complexities of securing a loan easy to understand for a not so financial person. One of the most important qualities to me in those I choose to work with is solid communication - David checked this box for me in spades. He and his team were able to make magic happen so that I could close in a short timeframe, I was very appreciative!
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Darcy Irwin

2 years ago

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Scott Whiteaker
David helped save us a good bit of money. He & his team ere able to come in at the last minute & get everything done for a very aggressive closing date. They were professional & responsive.
David helped save us a good bit of money. He & his team ere able to come in at the last minute & get everything done for a very aggressive closing date. They were professional & responsive.

Scott Whiteaker

2 years ago

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C Hogue
David was great in getting our loan approved. It was a tricky situation but he made it happen. Very knowledgeable and patient during the process. I highly recommend him!!
David was great in getting our loan approved. It was a tricky situation but he made it happen. Very knowledgeable and patient during the process. I highly recommend him!!

C Hogue

2 years ago

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Ryan Nalty
David was great at helping us to find the best financing to suit our needs. Honestly, I was dreading the whole financing part, but David and his team were great to work with and had an easy method to collect the necessary paperwork (tax document, bank sta ...
David was great at helping us to find the best financing to suit our needs. Honestly, I was dreading the whole financing part, but David and his team were great to work with and had an easy method to collect the necessary paperwork (tax document, bank statements, etc.), as well as to get the necessary signatures. Would definitely encourage folks to work with the team.
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Ryan Nalty

3 years ago

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Property Manager
It's always a great experience when I work with David! He is a top notch Mortgage Broker!
It's always a great experience when I work with David! He is a top notch Mortgage Broker!

Property Manager

3 years ago

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Jamie Morrison
David Hutton was fantastic at helping us through our refinance. He provides solid advice and advocacy, communicates clearly and frequently, and makes every step of the finance process easy. I strongly recommend David.
David Hutton was fantastic at helping us through our refinance. He provides solid advice and advocacy, communicates clearly and frequently, and makes every step of the finance process easy. I strongly recommend David.

Jamie Morrison

3 years ago

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Julie Preston Schilling
David is kind and upbeat. He really explained the whole process well. He answered any questions right away. The paperwork was all digital and SO easy. The signing process was smooth and each item was thoroughly explained. I would totally work with David a ...
David is kind and upbeat. He really explained the whole process well. He answered any questions right away. The paperwork was all digital and SO easy. The signing process was smooth and each item was thoroughly explained. I would totally work with David again.
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Julie Preston Schilling

3 years ago

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Jihan Boughman
As first time home buyers, David was so wonderful to work with. He walked us through the whole process and was always available to answer questions. Felt good to have such a knowledgeable guy in our corner! Thanks for everything, David!
As first time home buyers, David was so wonderful to work with. He walked us through the whole process and was always available to answer questions. Felt good to have such a knowledgeable guy in our corner! Thanks for everything, David!

Jihan Boughman

3 years ago

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David B
We have used David's service many times over the years to finance and refinance our home. David and his team are professional, timely and always provide us with great rates. Not sure what else you could ask for
We have used David's service many times over the years to finance and refinance our home. David and his team are professional, timely and always provide us with great rates. Not sure what else you could ask for

David B

3 years ago

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Tami Vinson
David and his team were excellent to work with! They made our refi process as easy and quick as possible. We really appreciated his personalized approach and responsiveness. I'd highly recommend working with David and his team. They are very knowledgable, ...
David and his team were excellent to work with! They made our refi process as easy and quick as possible. We really appreciated his personalized approach and responsiveness. I'd highly recommend working with David and his team. They are very knowledgable, helpful and we always felt taken care of with them.
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Tami Vinson

3 years ago

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Kenza27 kenza27
David works with you in a professional manner that is both consultative and collaborative. We have had the opportunity to work with David a few times now. We will definitely work with him in the future. — Audra Palakodety
David works with you in a professional manner that is both consultative and collaborative. We have had the opportunity to work with David a few times now. We will definitely work with him in the future. — Audra Palakodety

Kenza27 kenza27

3 years ago

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Jason Butler
David is great. He listens to what you need and gets it done. He has a great sense of humor and is easy to work with. I recommend David to anyone looking to refinance!
David is great. He listens to what you need and gets it done. He has a great sense of humor and is easy to work with. I recommend David to anyone looking to refinance!

Jason Butler

3 years ago

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Pamela Herre
David has been a treasure to work with. Always helpful, professional and honest.
David has been a treasure to work with. Always helpful, professional and honest.

Pamela Herre

3 years ago

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Grant Davis
David and his team are patient, thorough, and willing to go the distance to get you the best mortgage for your needs. He did for my wife and I. Everything was explained, handled quickly on his end, and we refinanced within 2 weeks, even with several extra ...
David and his team are patient, thorough, and willing to go the distance to get you the best mortgage for your needs. He did for my wife and I. Everything was explained, handled quickly on his end, and we refinanced within 2 weeks, even with several extra hoops the underwriters threw in our way at the last minute.
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Grant Davis

3 years ago

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Nagesh Anupindi
David is a caring and knowledgeable person who have helped us through understand what we are buying, where we can negotiate, and when to know that we have a great deal. Thank you David.
David is a caring and knowledgeable person who have helped us through understand what we are buying, where we can negotiate, and when to know that we have a great deal. Thank you David.

Nagesh Anupindi

3 years ago

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Chad Osmon
David is a great mortgage broker! I've know him for 10+ years and you can trust him. David is very good at walking you through a confusing process, either for buying a new home or refinancing. He is also very good at communicating with his clients and kee ...
David is a great mortgage broker! I've know him for 10+ years and you can trust him. David is very good at walking you through a confusing process, either for buying a new home or refinancing. He is also very good at communicating with his clients and keep them updated. His pricing is very competitive and fair. Need a new home loan--David is your guy!
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Chad Osmon

3 years ago

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Randon Sherack
David was a delight to work with and helped us navigate through our first home purchase! We highly recommend him!
David was a delight to work with and helped us navigate through our first home purchase! We highly recommend him!

Randon Sherack

3 years ago

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Matt Bokan
David and his team made the refi process easy and worked hard to help ensure I had the best offer in addition to having a smooth overall process. Prompt responses and always eager to answer questions or just take the time to explain the steps. Highly re ...
David and his team made the refi process easy and worked hard to help ensure I had the best offer in addition to having a smooth overall process. Prompt responses and always eager to answer questions or just take the time to explain the steps. Highly recommend as this is my second time going with David and team... they were there during the purchase and now the refi of my home.
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Matt Bokan

3 years ago

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Mike Broker
David took the time to explain exactly why I was making the choices we made and what impact those choices would have on my financial situation over time. He was very helpful in this important decision.
David took the time to explain exactly why I was making the choices we made and what impact those choices would have on my financial situation over time. He was very helpful in this important decision.

Mike Broker

3 years ago

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L Hutton
David helped me with two refinances and a home purchase over the last 7 years. Each time the process was easy and incredibly smooth, each time the loan was ready to close several days before my closing date. He explained things in a way that was very easy ...
David helped me with two refinances and a home purchase over the last 7 years. Each time the process was easy and incredibly smooth, each time the loan was ready to close several days before my closing date. He explained things in a way that was very easy to understand making me very comfortable with the entire process. I highly recommend David!
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L Hutton

5 years ago

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